PAYOT: Adequate housing is a right

Social Housing Finance Corporation (SHFC) Executive VIce President Atty. Junefe said that adequate housing is a right that should be available to all homeless Filipinos.

The government responds to give the needed muscle to this right through the  SHFC which  implements socialized housing  programs that  ensure the formation of inclusive, safe, resilient and sustainable cities and human settlements for the homeless poor, said Atty. Payot.
CABLING DEL ROSARIO
SHFC EVP Atty. Junefe Payot (left), DHSUD Secretary Eduardo del Rosario and SHFC President Atty. Arnolfo Ricardo Cabling (right) 
SHFC, headed by its president, Atty. Arnolfo Ricardo Cabling, implements the government’s social housing program. It is one of the key shelter agencies under the Department of Human Settlements and Urban Development (DHSUD) headed by Secretary Eduardo del Rosario.
 Atty. Payot said that housing should be at the center of any development because it impacts on economic development,  employment generation, poverty reduction, and climate change adaptation.
The SHFC officer made this point in his speech at a forum dubbed “Slum Upgraded: An Opportunity Towards The Success Of The Sustainable Development Goals.”
The forum that  also featured  UN-Habitat Philippine Country Manager Chrostopher Rollo and HLURB Housing and Homesite Regulation Officer Emma Ulep, was part of the Tahanan Summit series, a joint initiative of UN_habitat, Technical Assistance movement for people and Environment, Inc., Global Land Tool Network, and Homeless People’s Federation Philippines, Inc.
In the forum held in October 18 last year at the College of Architecture of the University of the Philippines in Diliman, Quezon City, Atty. Payot  discussed homelessness in the country and how SHFC contributes to the achievement of developing sustainable cities and communities. The SHFC implements its social housing program through the Community Mortgage Program (CMP) that grants long-term, low-interest housing loans to the homeless through their organized homeowners associations.

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“For the longest time, we have been providing housing support through CMP. We make sure that projects are affordable to the communities through highly subsidized rates and long payment terms,” Atty. Payot said.
Atty. Payot adds that on top if its flexibility and affordability, the CMP provides additional assistance for families who are unable to afford the mortgage. “Usually their is around 20 to 30 percent in a community who cannot afford our program.” 

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